A company cannot legally promise to remove accurate, current negative information simply because you pay a fee. You can dispute inaccurate information
A company cannot legally promise to remove accurate, current negative information simply because you pay a fee. You can dispute inaccurate information yourself for free.
Check the facts
Ask for written terms, cancellation rights, a description of the work, and a realistic explanation of what happens if an item is verified accurate. Avoid requests to create a new identity or file false disputes.
Next steps
Compare the company's claim with FTC guidance before paying. Safesky's free DIY guide can help you understand the dispute steps without relying on an unsupported guarantee.
Resources
Safesky resource: https://safeskyconsulting.com/diy/free Official guidance: https://consumer.ftc.gov/articles/fixing-your-credit-faqs
Start with Safesky's free guide
Download the DIY credit repair A-to-Z PDF to organize your next steps.
This article is general information, not legal or financial advice. Results vary by credit profile.
