An issuer's promise to correct a field does not prove that all affected reports have changed. Track each bureau separately.
An issuer's promise to correct a field does not prove that all affected reports have changed. Track each bureau separately.
Check the facts
Record the original field and updated date for each report, the dispute or issuer case number, response date, and the replacement field. Keep before-and-after copies.
Next steps
If one bureau remains wrong, send its report page and the issuer's written correction to that bureau and the furnisher. Verify the subsequent update.
Resources
Safesky resource: https://disputes.safeskyconsulting.com/ Official guidance: https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
Start with Safesky's free guide
Download the DIY credit repair A-to-Z PDF to organize your next steps.
This article is general information, not legal or financial advice. Results vary by credit profile.
