A freeze can help prevent many new accounts while you investigate, but recovery also requires addressing accounts already opened.
A freeze can help prevent many new accounts while you investigate, but recovery also requires addressing accounts already opened.
What to do
Contact the relevant bureaus and creditors, review all reports, and create a recovery plan at IdentityTheft.gov.
Check the outcome
Save a dated copy of the relevant report, statement, or agreement. Verify the actual account terms and subsequent updates. A tool or dispute cannot guarantee a score increase or remove accurate information merely because it is unfavorable.
Resources
Safesky: https://disputes.safeskyconsulting.com/ Official consumer resource: https://www.identitytheft.gov/
Get the free Safesky DIY guide
Use the A-to-Z PDF to organize credit reports, errors, and next steps.
This article is general information, not legal or financial advice. Results vary by credit profile.
